Beginning Oct. 1: Apply for Aid (FAFSA)
The FAFSA (Free Application for Federal Student Aid) is your FREE, one-stop shop for all federal, state and MMCI aid. To maximize your financial aid eligibility, apply as early as Oct. 1 by using the IRS data match on the FAFSA at FAFSA.gov. You can automatically insert your income, which will simplify the process, and be sure to create a FSA ID prior to starting. For a complete list of scholarships, visit our Scholarships and Grants page for more information.
6 Reasons to File Your FAFSA
- It’s the ONLY way to determine if you are eligible for federal and state aid.
- It’s FREE.
- It takes just 30 minutes.
- Eligible students who can apply:
- High school students
- Transfer students
- Graduate students
- Adult Learners
- There’s no obligation to accept student loans.
- If you have financial need you may qualify for grants.
Who can apply?
You must intend to enroll in a MMCI Associate degree program, or an eligible certificate program*. For all basic requirements see Federal Student Aid Eligibility. Additional requirements may apply depending on type of aid you are offered.
Need-based federal and state aid is not available to international or ineligible non-citizens. If you aren’t eligible, search university or private Scholarships for other opportunities.
How to Submit
To be considered for any financial aid from the federal government (including federal grants or loans, work study and some scholarships) the Free Application for Federal Student Aid (FAFSA) must be submitted each year.MMCI School Code: 042855
What do I need?
1.Create a FSA ID
The Federal Student Aid (FSA) ID allows you and your parents to electronically sign your FAFSA application and provides access to Federal Student Aid websites. Both you, and your parent will need an FSA ID.Create/Manage FSA ID
How to Create Your FSA ID
2. Fill out the FAFSA (Free Application For Federal Student Aid)
How to Fill out the FAFSA (Free Application For Federal Student Aid)
You must use your income tax information (or your parent’s or spouse’s) to complete the FAFSA. The IRS Data Retrieval Tool transfers the required tax return data directly from the IRS to your FAFSA. If you are eligible to use the IRS Data Retrieval Tool, it is the easiest way to provide accurate tax data.
If you do not use the IRS Data Retrieval Tool you may be required to submit an official IRS Income Tax Return Transcript from the IRS. Federal regulation requires an IRS Income Tax Return Transcript instead of the actual IRS Tax Return (i.e. 1040, 1040EZ, etc) which cannot be accepted for verification.
For more information, see Filling out the FAFSA Form.
Beware of Scams: Be careful when offered assistance in searching for student financial aid information including scholarships, make sure any offer is legitimate. You should never have to pay a fee to file the FAFSA.
3.Complete you admissions form and pay the admissions fee
Next, you’ll receive your preliminary aid package. Our aid packages may include a combination of loans and grants - and possibly scholarships (which you don’t have to repay).
Loans allow you to borrow money for school. They are legal obligations – and you must repay them, with interest.
Type of loans
- Subsidized and or Unsubsidized Federal Direct Loans
“Subsidized” means that the federal government pays the interest while you’re in school.
- Federal Direct Parent PLUS: Low-interest loan. You must be a parent, stepparent or legal guardian and a US citizen or eligible noncitizen
- Private Loans
We recommend that you exhaust ALL grant, scholarship and federal loan options prior to obtaining a private loan.
Once you decide to enroll at MMCI you will need to complete the following steps:
Who should complete this?
Students who have not previously received a subsidized/unsubsidized loan or PLUS loan (graduate/professional students only) under the Direct Loan Program or Federal Family Education Loan (FFEL) Program.https://studentloans.gov/myDirectLoan/counselingInstructions.action?counselingType=entrance
2.Complete Master Promissory note (MPN)
Who should complete this?
- Eligible undergraduate students
- Eligible graduate/professional students requesting unsubsidized loans